99 Days!

So I have been posting past experiences and not much of the ‘what is happening right now’ stuff. I am trying to get caught up to the now, but wanted to give readers some background to my journey. BUT today I looked at my pregnancy app. I don’t look at it every day, but I just happened to open it this morning at it said…

99-days

 

99 days to birth! I am down to double digits! I am getting more nervous and excited every day. I just faxed my FMLA leave request information to the HR department at my work. Having a baby as a full-time employee is a bit complicated. I am lucky enough to be employed by an employer who offers FMLA for maternity leave. I know that some smaller companies don’t have to. I am also lucky that I have accrued a lot of sick and vacation pay to help cover my loss of income while I am out. I will run out of it before I am back from leave, but it’s good to know I wont be going three months without pay. I can’t imagine what other women have to go through who don’t have the same options as me. It’s hard enough with support from your work.

Here’s the list of things to do now, and while on maternity leave, as it pertains to work:

NOW

  • Tell your supervisor!
  • Fill out FMLA request form and return to HR department with supervisor signature
  • Determine how much sick and vacation time you have available so you can take it while on FMLA
    • note: if you run out of your accumulated paid leave, the remainder of your leave will be unpaid. Because you don’t have money on paychecks you will not be able to make any paycheck reduction payments (so any bills that are paid directly from your check) – so plan ahead for that! This includes your health insurance. You will not lose your health insurance, but any back payments will be taken all at once when you return, so you may be paying two or three times as much on your first paycheck back. Plan for that too!)
  • Find out if your insurance payments will change by switching to a family plan, and by how much. Time to start budgeting for these changes!

WHILE ON MATERNITY LEAVE

  • As soon as she is born, get paperwork from hospital and forward it to HR department and let them know you are starting your maternity leave
  • Apply for a ‘life changing event’ through your insurance to switch to a family plan and/or add your new baby. It may take a bit to process but they will back-cover to the date of birth for any appointments for the baby you may have while you are processing everything.
  • You  may also want to enroll in a flexible spending account through your work. This will allow you to put aside tax-free money every month for child care expenses. They provide you with a ‘debit card’ of sorts that draws directly from your account. Some day care facilities will accept payment this way. If you chose not to do a flexible spending, you can apply for a tax refund at the end of the year. It just depends on if you’d rather have that savings along the way, or get a refund once a year. I haven’t decided which I will do yet.

 

I am sure there are more things I am forgetting. It feels a bit overwhelming at times, but I am sure it will all come together.

Mom’s who’ve been through this before… What am I missing? How was your experience handling all the paperwork while adjusting to a new baby?

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